Stress Testing Solution

Sageworks Clarity is a stress testing solution that financial institutions use to stress portfolio concentrations and borrower relationships. Clarity gives financial institutions the ability to create custom concentrations using a variety of filters, and then apply multi-variable stress scenarios using several key factors, including interest rate, cash flow, and collateral value. This stress testing solution also provides custom documentation, a bridge between loan data in the core processing system and financial data in Analyst, and a link to FDIC call report data to show effects on capital. Learn More

Sageworks Clarity helps financial institutions:

  • Utilize customized filters to segment portfolio concentrations.
  • See the effect of unexpected changes to interest rates, collateral values, and cash flow.
  • Identify trouble spots in your portfolio for risk management planning.
  • Create reports necessary to present to management, the board, and examiners.

The Sageworks suite of products can be used in conjunction with each other or as individual solutions.

"Clarity is an efficient way to assemble flexible reports that allow us to evaluate pro-forma data and determine trends. Using those trends, we can take steps to diversify our portfolio if we identify a certain concentration is above the baseline we’ve set. The solution and reports produced have been invaluable to management and our examiners."

Julie Cripe

OmniBank, NA

Houston, TX