Risk Rating Solution

Sageworks Certainty is a risk rating solution that financial institutions use to rate portfolio loans through flexible templates. Each institution can customize the templates and methodology to match its internal policy. Certainty ensures objective risk ratings using both quantitative and qualitative factors and provides detailed and standardized documentation. Combine Certainty with Sageworks Analyst for additional automation in the risk rating process. Learn More

Sageworks Certainty helps financial institutions:

  • Create flexible templates to match current risk rating methodology and policy.
  • Ensure consistency in the risk rating process.
  • Impress examiners with thorough documentation.
  • Better evaluate a portfolio's risk level.

The Sageworks suite of products can be used in conjunction with each other or as individual solutions.

"Examiners like when everything is standardized across the board. Before we had Sageworks, our loan officers did things slightly differently. Sageworks has helped us be much more consistent in our process and it gives us key information in an easy-to-read format."

Mark Warchol

Bank of O'Fallon

O'Fallon, IL