Learn how experts and institutions are overcoming these challenges.
An overstated ALLL reserve can understate and limit a bank's or credit union’s earnings. And an understated ALLL reserve will overstate the institution’s earnings and can result in the violation of law. If banks or credit unions feel they have an overstated ALLL, how can they justify a decrease in it? Sageworks’ senior director, Ed Bayer, discussed:
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I know I can improve my ALLL process; I’d like to speak with an ALLL specialist.
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