Credit quality is cited as one of the biggest criticisms that banks and credit unions receive from examiners, especially as it relates to commercial and real estate. In the quest to improve asset quality, bankers must consider the "5 Cs of Credit" and how policies can enforce them. In this whitepaper, we look at the 5 Cs, what they require of bankers, and how policies and procedures should reflect sound underwriting standards.
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I know I can improve my Credit Risk process; I'd like to speak with a Credit Risk specialist.