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Probability of Default Solution

The Business Credit Report predicts the probability of default for business borrowers, helping financial institutions rate credits and reduce risk. The default model is based off the financial performance and default history for thousands of business loans, and it is the most accurate model for evaluating credit risk of small and medium sized businesses. The report includes two models: a business-only or a global probability of default that incorporates financials from the owner, giving a more comprehensive analysis of the borrower’s default risk.  Learn More

Portfolio-wide analysis: The probability of default can also be applied to all businesses in your portfolio (or entered into Sageworks Analyst) to get an average PD or to identify the weakest and strongest borrowers. Contact Us

The Business Credit Report helps financial institutions:
  • Make better loan decisions using an accurate measure of risk.
  • Reduce strain on your credit analysts.
  • Pre-screen or streamline analysis for low exposure loans.
  • Standardize risk ratings.

The Sageworks suite of products can be used in conjunction with each other or as individual solutions.