Sageworks Credit Risk Solution

Leverage global cash flow analysis

When analyzing complex relationships, credit analysts can create an accurate picture of a borrower's cash flow and make better informed loan decisions with a global cash flow analysis. Find out when to use a global analysis, what information to collect and how to leverage credit analysis technologies like Sageworks.

Key Capabilities

  • Electronic Tax Return Reader
  • Easy input tax return screens
  • Analysis for ag, nonprofit, commercial loans
  • Global cash flow adjustments
  • Real-time industry ratios
  • User-friendly configurable templates
  • Easy to customize credit memo
  • Real-time credit score and debt information on guarantors
  • Business projections
  • Narrative financial analysis report
  • Ad hoc reporting on portfolio health and credit trends
  • Probability of default model
  • Risk-based pricing and profitability models
  • Objective risk rating matrices
  • Portal to quickly collect documents
  • Tickler tracking
  • Correspondence generation

More credit risk resources

Risk Rating
The Definitive Guide to Global Cash Flow
Predicting Credit Risk

Hear from our clients

One comprehensive solution

Valley Bank and Trust Company was looking for one solution for their credit analysis process that was also user-friendly and easy to use.

"Sageworks Credit Analysis is the whole package. In addition to being the entire credit presentation, it provides us valuable tools and deliverables to bring back to the customer. It is user-friendly across all experience levels and makes life easier for community bankers."

Bill Woodworth
Valley Bank and Trust Company

Increase consistency in credit decisions

When Country Club Bank in Kansas City implemented Sageworks Credit Risk Solution, they were happy to see that the increased consistency in their lending decisions was approved by their examiners.

"We are very happy with Sageworks Credit Analysis. The global spreading capability is very easy to use and easy to learn. It saves us a lot of time. Best of all, the examiners like it. They came in shortly after we had implemented the system and were very happy with the consistency it provides to our entire lending operation."

Mike McGannon
Country Club Bank

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