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ALLL

The most trusted ALLL solution in banking

Sageworks ALLL provides a consistent and defensible allowance for loan and lease losses methodology, proven to satisfy auditors, examiners and the board.

Hear why bankers rely on Sageworks ALLL

Defend Your Methodology

"We’ve gone through two exams now with the new product and its very easy to show them [regulators] the documentation, the rationale, and our methodology behind our ALLL calculation. And the thing that’s easy to support is how consistent it is from period to period."

Randy Olson
Chief Risk Officer
Community Resources Bank

 

Save Time on the Alll

“Previously with Excel, if we wanted to look at a monthly interim calculation, we would have to run the core reports and manually input them. With Sageworks, the numbers are inside the software and available with just a few clicks of a button – giving us significant quarterly time-savings."

Lugie Brown
Senior Vice President
First American National Bank

 

Feature Highlights

PD/LGD/EAD Model

  • Create a more robust and definsible loss rate methodology
  • Leverage an advanced and customized analysis to meet your institutions needs
  • Save time by spending time on the analysis and not building manual spreadsheet models

Qualitative Factor Drivers

  • Better justify and support changes to qualitative adjustments
  • Control the ranges that you set and see how they impact the ALLL
  • Save time by pulling in FRED data to help with analysis

Learn more and request information: Download: ALLL Solution Overview


Related ALLL solutions

ALLL Forecasting

  • Create different scenarios to anticipate how the provision expense might change in different situations
  • Better anticipate potential, future capital needs for the institution
  • Prepare for ALLL regulatory changes and assess their impact on the institution

Learn more and request information:
ALLL Forecasting Solution

SOP Purchased Loans

  • Automate evaluation of loans utilizing the expected cash flow, collateral or cost-recovery methods
  • Pool ASC 310-30 loans utilizing the expected cash flow method
  • Create and save multiple scenarios for strategic and contingency planning
  • Save time and limit manual errors with FAS 114/SOP Cash Flow Uploader

Learn more and request information:
SOP Purchased Loans Solution


ALLL resources

Whitepaper: Software approach for CECL transition
Whitepaper: Impaired vs. Impairment
Whitepaper: Basics of Vintage Analysis